Best LIC Policy For New Born Baby Girl, LIC Children Plan

As a new parent, one of your biggest concerns is keeping your baby safe and healthy. You want to make sure she has everything she needs, and that includes having proper insurance coverage in case something happens. Here’s a guide on the best LIC policy for newborn babies girl.

What is the LIC Policy?

The Lifetime Income Cover (LIC) Policy is a life insurance policy which provides coverage to the life of the insured person for a specific period of time. LIC policies are available to individuals who are below the age of 35 years. The policy offers cover against death, disability and expenses arising out of illness or injury. The premium payable for this policy depends on the age and occupation of the insured person. LIC policies are available in terms of term, renewable term and final pay-out option.

What is the Baby LIC Policy?

A Baby LIC policy is a life insurance policy that covers a new born baby girl. It is important to have this policy in place because as a new born baby, she is not eligible for many types of life insurance policies. A Baby LIC policy will give you and your family peace of mind in the event of an unexpected death.

What is the Children LIC Policy?

A LIC policy is a type of life insurance policy for children. It is typically offered to newborn babies. Lic policies are named after the Life Insurance Corporation of India, which created them in the early 1970s.

Lic policies offer parents affordable peace of mind in the event that their child dies before age 25. The policy pays benefits to the child’s surviving parents, regardless of whether they are married to each other or not.

Lic policies also provide financial assistance to the child’s dependents, such as grandparents and other relatives. The premiums for a lic policy are usually much lower than those for standard life insurance policies.

Parents should consider getting a lic policy if they are considering buying life insurance for their baby girl. Lic policies offer more benefits than standard life insurance policies, and they are usually less expensive too.

How much will be covered under the LIC Policies?

When it comes to children, the amount of coverage that they are provided under a LIC policy can vary from one insurer to another. However, most LIC policies will provide a level of cover for your child’s education, health and accidental death up to a certain limit. In addition, many LIC policies also offer additional benefits such as accident insurance and personal accident cover.

Thus, it is important to compare the various LIC policies available before making a decision on which one is right for you and your child.

Who can avail the LIC Policies?

If you are a parent of a new born baby girl, LIC children plans may be the right policy for you. LIC policies are designed specifically for newborns and children up to the age of 18 years. The benefits of having a LIC policy include:

-protection in case of death or disability

-excess protection against accidental death and injuries up to Rs 1 lakh

-unlimited medical benefits

-deduction of premium from employee’s salary

-coverage during travel abroad
-24/7 customer care.

How to apply for the Lic Policies?

If you are a new born baby girl in India, you need to apply for the LIC policy as soon as possible. Here is how to go about it:

First and foremost, you will need to contact your employer or the organization where you will be staying during your stay in India. They need to provide you with a copy of the LIC policy. Once you have the policy, follow these steps:

If you are an individual applying for the policy yourself, you will need to provide proof of identity, such as an identity card or driver’s license. You will also need to provide proof of residence, such as a utility bill or voter registration card. You will also need to provide proof of income, such as a recent bank statement or pay slip. Finally, you will need to provide proof of health insurance coverage.

If you are applying on behalf of a child under the age of 18 years old, your employer or organization will need to provide documentary proof that the child is enrolled in school and is not working. If the child is working, documentation showing that the child is not employed by an unlicensed or illegal employer will be required. If documentation cannot be provided proving that the child is

How to renew the Lic Policies?

The best way to renew the Lic policies for new born baby girls is to visit the LIC website and follow the online instructions. The renewal process usually takes less than five minutes, and there is no need to stand in long queues. You can also renew your Lic policies online even if you are not yet a resident of India.


Congratulations on the arrival of your new baby girl! When you bring her home, it is important to make sure she has all the necessary protection and insurance. Here are some tips on what you should do to make sure she is covered under the right insurance policy:
-LIC children plan is a compulsory insurance coverage for newborns and infants who are residents in India. It covers up to Rs 2 lakh per annum in medical expenses, including hospitalization, maternity care and tests related to childbirth or pregnancy. The coverage begins from the day your child is born till he/she reaches 6 months of age. After that, you have to provide separate cover for each additional month until the child turns 18 years old.
-You can also add your child’s name as an insured person on any other existing health insurance policy that you may have without having to purchase a separate policy for him/her. Just keep a note of the policy number and contact customer service representatives of your insurer if there are questions about adding your child as an insured person.
If you don’t have LIC or want more information about it, please feel free to write us at [contact_form_id] . We would be happy to help out

What is the LIC Policy for New Born Baby Girls?

Licensing and identification of children is important in order to ensure that they are safe and receive the best possible care. In many countries, including India, licensing and identification procedures are mandatory for newborn babies. The law typically requires that all babies be registered with the government and have a birth certificate or other form of identification. This includes identifying the parents, their relationship to the baby, and any other information that might be relevant to the baby’s welfare. Licensing requirements vary from country to country, but most often require that new born babies have a license or ID card that shows their name, date of birth, and other identifying information.

The purpose of licensing newborns is to ensure that they are properly identified, registered, and tracked. Licensing also provides authorities with information about the child’s family and medical history. This information can be used to provide appropriate care for the baby, identify potential risks or hazards, and track the child’s progress over time. Licensing is also an important step in ensuring that children receive required vaccinations and medical treatment.

There are a few different types of licenses that newborn babies may need. Some babies may need a national ID card while others may only need a local ID card. License types

What are LIC Children and What is the Policy?

If you are a new born baby girl, chances are you will be entitled to a LIC policy. LIC stands for Life Insurance Corporation and these policies are designed for children up to the age of 18. LIC will usually offer a higher level of cover than other types of insurance policies, such as parent’s or personal policies. This is because children are more likely to be injured or killed than adults, so it is important that they have the best possible protection.

A LIC policy will often offer cover for accidental death, accidental loss of sight, total and permanent disability, maternity cover and funeral expenses. The amount of coverage you receive will depend on your age and the type of policy you take out. For example, a six-year-old child will usually be covered for £10,000 in accidental death and £5000 in total and permanent disability while an eighteen-year-old will be covered for £30,000 in accidental death and £15,000 in total and permanent disability. A maternity cover may also be included which would provide financial assistance if you were to become pregnant during the period of your policy. If you need to make a claim on your LIC policy, you will need to contact the insurer who will then

Points to Remember While Applying for LIC Policy

1. Always get a LIC policy for your new born baby girl.

2. Check with your insurance company to see if they offer a LIC policy for newborns.

3. Make sure that the policy covers hospitalization and medical expenses in case of an emergency.

4. Make sure that you have a valid medical card and that the baby’s parents are also covered under the policy.

5. Inform your health care provider about the LIC policy and request proof of insurance coverage from them before any procedures or treatments are carried out on the baby girl.


Congratulations on the arrival of your precious new baby girl! Here is a summary of the best LIC policy for newborn babies and children:

-Newborn babies are not covered by any insurance policies and hence require an individual policy. The premium for such a policy will vary depending upon the age, health and location of the baby.
-The government offers maternity cover under Pradhan Mantri Matrukta Yojana (PMMY), which provides cashless hospitalization, childbirth expenses up to Rs 1 lakh, four weeks of leave with full pay and 100% reimbursement for medicines during pregnancy. However, you will have to purchase private insurance as PMMY is not a comprehensive health coverage scheme.
-Children below five years old are fully covered under their parents’ health insurancepolicy until they attain 18 years of age or till they join their own policy if they do not have one yet. If your child does not have an active health insurance policy yet, he/she can avail voluntary medical assistance program (VMAP) from selected hospitals in India . This covers treatment cost up to Rs 30,000 per illness or injury without any deductible or co-payment obligation from you.


Congratulations on the arrival of your new baby girl! As you begin to settle into your new life as a family of three, one of the first things you’ll want to do is figure out what kind of insurance coverage you need for your little one. And luckily, there are a number of options available to you, depending on her age and whether or not she’s a citizen of the country in which you live. In this article, we’ll take a look at some of the best LIC policies for newborn baby girls, and help you choose the right one for your family.

Types of LIC Policies

There are different types of LIC policies available to new born babies and children. The most common LIC policy is the Individual Accident Insurance (IAI) policy. This policy covers you and your family for any injuries or illnesses that you may suffer as a result of an accident. You can also purchase a Family Accident Insurance (FAI) policy which will cover your family members, including children, for any accidents that they may be involved in. If you purchase either of these policies, make sure that you read the exclusions and limitations carefully.

If you do not have an IAI or FAI policy, you may be eligible for a Child’s Life Insurance (CLI) policy. This policy will provide coverage for your child if they are killed as a result of an accident. The amount of coverage that your child receives depends on their age and whether they are covered by a parent’s IAI or FAI policy. If you decide to purchase a CLI policy for your child, make sure that you read the exclusions and limitations carefully.

If you don’t have any type of insurance protection for your new born baby girl or child, there are various options available to you.

What is the Difference Between a Joint and Individual LIC Policy?

A LIC policy is a type of insurance policy that provides protection for individuals, typically employed in a profession such as doctors, lawyers, or accountants. The policies are typically bought by couples who want to protect their children in the event of their death. A LIC policy can be classified into two types- a joint LIC policy and an individual LIC policy. The main difference between the two is that a joint LIC policy covers both spouses while an individual LIC policy only covers the insured person.

When considering whether or not to buy a joint or individual LIC policy for your newborn baby girl, it is important to understand the benefits and drawbacks of each type of policy. Here are some key points to consider:

-A joint LIC policy offers greater coverage than an individual LIC policy. This is because a joint LIC policy protects both spouses equally, no matter who pays the premium. That means if one spouse loses their job and can no longer afford to pay the premium, the other spouse is still covered.

-However, a joint LIC policy has a higher deductible than an individual LIC policy. This means that if something happens and the insurance company has to pay out on the policy, the couple will have to pay out of

How Does a LIC Policy Protect Your Investment?

A life insurance policy is a valuable investment and can provide peace of mind in difficult times. However, like any other investment, there are risks associated with life insurance policies. A life insurance policy can protect your family if you die, but it also has risks associated with it. One of the risks is that if the Policyholder dies before the policy matures, the policy may lapse and the investment may be lost.

To avoid this situation, make sure to choose a life insurance policy that has a long-term care rider. This will protect your investment if you become incapable of managing your own finances due to an illness or injury. Additionally, make sure to review your policy annually to ensure that it still meets your needs and covers all of the risks you are interested in protecting.

Comparison of Different LIC Policies for New Born Babies

A LIC policy for a new born baby girl can offer comprehensive coverage of her medical expenses, including hospitalisation and postnatal care. The policy can also cover a range of other benefits such as maternity leave and infertility treatment. However, the policy may not cover all the costs associated with raising a baby, such as childcare. It is important to compare different LIC policies before deciding on the best option for your child.


Congratulations on the arrival of your new baby girl! As a new parent, you will want to make sure that you have the best possible insurance policy in place for her. Here are some important things to keep in mind when choosing the right LIC policy for your newborn:
-Your child is not eligible for coverage under your own personal health insurance.
-You will need to purchase a separate policy specifically for your child, which should include medical expenses and accidental death and dismemberment coverage.
-The policy must be issued by an approved insurer, such as The Children’s Medical Care Plan (CMCP).

By admin

Leave a Reply

Your email address will not be published.